CreditEnable, a global SME credit marketplace, partners large Private Sector Banks, NBFCs and Fintech Leaders to arrange credit to SMEs with loan requirements of Rs 10 L to Rs 30Cr, with lender rates starting from 9.5%.

CreditEnable applies proprietary data analytics, deep learning and AI to build solutions to the world’s biggest financial challenges.

CreditEnable is headquartered in UK, with offices in London & Mumbai. We have been in business for over 2 years.

In India, CreditEnable operates the largest SME credit marketplace worth more than Rs 70000 crore, where we are trusted by leading lenders like ICICI, Kotak, Bajaj, Deutsche Bank, IDFC Bank, Ujjivan, Profectus, Ugro, IntelleGrow, DBS Bank, Electronica, Indifi, Ziploan, Inditrade and more to find the right borrowers for their products.

These lender partners provide Working Capital Loans, Cash Credit Limits, Term Loans, Machinery Loans & Loans Against Property.

The Confederation of All India Traders (CAIT) ; the world's largest SME association with 70 million members, has partnered with CreditEnable.

CreditEnable has also won numerous awards including being selected for the UK Government’s Global Business Innovation Programme on AI & Data in 2019 as well as the UK DIT ‘Global Entrepreneurs’ and ‘Exporting is Great’ programmes in 2017 and 2018 respectively.

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Our solutions

Our solutions automate large parts of the credit assessment process to allow for more focused and effective resource deployment within your institution and improved decision-making.

Our extensive global financial datasets on SMEs and our proprietary credit algorithms allow us to quickly generate insight on risk and opportunities to help you improve risk management and asset quality.


We provide origination and credit analytics solutions that help SME lenders to grow intelligently and efficiently.


We help SMEs to prepare for and access affordable debt.



CreditEnable gathers financial data from a large number of verifiable sources and generates a credit profile of individual companies and their ability to meet financial obligations based on their historic cash position as well as its performance against its peers.

Designed together with and designed specifically for SME lenders, CreditEnable's cloud-based solutions are designed to help lenders grow profitably and efficiently.

Save time, we do the heavy lifting so you can do the decisioning.

Results you can measure

    Grow your SME loan book quickly without adding personnel.
    Increase the quality of your loan book.
    Enhance risk management and ability to identify possible trouble spots before they become problems.
    Significantly decrease turn-around-time on credit decisions.


View and analyse
in-depth company financials


Loan eligibility, credit profiles and reports


Industry and sector benchmarking


Generate high quality leads & opportunities for more financing


Portfolio optimisation and NPA management


Supply chain credit management


Loan Eligibility Assessments at the Click of A Button

Accurately and reliably calculate the total absorptive capacity of a borrower based on reliable financial forecasts and objective criteria.

Achieve a 99% efficiency improvement in the time it takes your credit analysts to complete a capacity to pay assessment on a loan.

Reduce mistakes and remove subjective determinations from the assessment process.


Key ratio trend analysis

Instantly compare key ratio trend analysis graphically.


Sector Trends

Understand local, national, regional and global sector trends that can impact on a borrower's ability to repay debt.


Robust Peer Comparisons

Quickly compare the financial strength of a particular borrower against their peers for accurate loan pricing.



Quickly generate a set of pre-qualified leads.


Portfolio Optimisation

Easily evaluate overall portfolio credit quality in light of changing sector dynamics, receive real-time notifications tailored to your portfolio to let you know when changes in sector credit quality occur so that you can reduce the probability of Non-Performing Loans.



CreditEnable's SME focused solutions help SMEs to understand the type of capital required at different points in the business cycle, to benchmark against peers and to understand strengths and weaknesses in business models.

Loan Eligibility Assessment

Our credit profile tool makes it easy for borrowers to understand and improve their ability to secure affordable debt.


SME Borrower Hub

Our SME Borrower tools include a Knowledge Hub that provides borrowers with tips on how to improve their attractiveness as a loan candidate


Our Partners


May 2019

CreditEnable are featured in BBC radio interview

CreditEnable's CEO Nadia Sood featured on BBC's Tech Tent talking about how CreditEnable are using Artificial Intelligence to help solve the global problem of access to affordable finance for SMEs. Listen to Nadia's interview with BBC's Rory Cellan-Jones from 18:15 mins into the show


April 2019

CreditEnable are featured in IFC Annual Report.

The IFC article outlines FinTech firm CreditEnable's partnership with the Confederation of All India Traders (CAIT) and our 'Changemakers Programme', which forms part of CreditEnables mission to make access to affordable finance a reality for 70 million SMEs across India.


February 2019

CreditEnable and CEO, Nadia Sood, are featured in Forbes.

The full feature article written by John Welsh, includes highlights about Nadia Sood, Founder and Group CEO, and also outlines CreditEnable's 'Changemakers Programme', an initiative launched in conjunction with the Confederation of All India Traders (CAIT) the world’s largest SME association representing 70 million SMEs to help SMEs access affordable debt.


January 2019

CreditEnable Limited in the Disruption Banking article as part of the Accenture Fintech Innovation Lab

CreditEnable is featured in a Disruption Banking article, as part of the cohort in Accenture's 2019 FinTech Innovation Lab. You can read the full article and more about the programme here.

CreditEnable selected to join Accenture Fintech Innovation Lab 2019 cohort.

Started in 2012, the Fintech Innovation Lab London is part of a competitive global accelerator programme run by Accenture with hubs in Hong Kong and New York. The companies that have participated in the London Lab have secured more than 50 contracts with global banks and raised $217M in funding.

Please read the full press release here.


October 2018

CEO Nadia Sood is featured in DataIQ's article 'The importance of Ada Lovelace to women in data'

Each October we celebrate Ada Lovelace Day, a day to encourage and celebrate the achievements of women in STEM (science, technology, engineering and mathematics) careers. CreditEnable's CEO Nadia Sood in featured in DataIQ's article which honours Ada Lovelace, who is considered as the first computer programmer.

Click here to read more.


September 2018

LendEnable Changes its Name to CreditEnable™

LendEnable today announced its change in name to CreditEnable™, reflecting the company's ambition to become the first technology-enabled global marketplace for SME credit.

Click here for the full press release.

Group CEO Nadia Sood appointed as Judge of Lloyd's Bank National Business Awards in the Small to Medium Size Enterprise of the year category

The Lloyds Bank National Business Awards is the flagship awards programme that recognises and rewards excellence across all sectors in the UK. Now in its 17th year the Awards have a range of categories suited for any successful organisation to tell their story; from large private and public companies through to thriving entrepreneurial businesses, promising start-ups and established SMEs.

Click here to read more.


July 2018

Group CEO Nadia Sood is featured in the Institute of Directors 'Fintech Leadership Lessons' series

The Institute of Directors (IoD) is a community of inspirational UK business leaders, and the organisation is committed to encouraging entrepreneurial activity and promoting responsible business practice in the UK and internationally. In July 2018 Nadia Sood was featured in the IoD's publication as a leader in the Fintech space.

Click here for the full press release.

Announcing a strategic partnership with Confederation of All India Traders (CAIT) to help traders access affordable finance

We are pleased to announce a strategic partnership with CAIT, an Apex Body of Trading Community of India at a National Level. The partnership will focus on providing education and digital tools that help traders improve their creditworthiness and ability to access affordable business loans from banks and other lenders.

Click here for the full press release.


April 2018

LendEnable is selected by the Department for International Trade as part of its 'Great' Programme.


November 2016

LendEnable and Village Capital Announce A Partnership to Unlock Finance for SMEs in Emerging Markets.

Initiative targets the 70 percent of SMEs in emerging markets who are underserved by the financial services sector, resulting in a credit gap of more than $1.0 trillion.


UK Office

Address: 85 Great Portland Street, 1st Floor, London, W1W 7LT

Telephone: +44 (0)203 745 3371

General enquiries: info@creditenable.com

India Office

Address: 1902, 19th Floor | Tower B | Peninsula Business Park
G K Marg | Lower Parel | Mumbai 400013 | India

Telephone: +91 84509-67207

General enquiries: info@creditenable.com

Data-related enquiries or grievances: grievances@creditenable.com

Sales enquiries: sales@creditenable.com

Press and media enquiries: media@creditenable.com

For Referral partner queries: partner@creditenable.com